Is it possible that everything you have been told about building wealth is wrong? For decades, typical financial planning has sold itself on perpetuating a fundamental lie-that you can reach prosperity through its methods. But truly prosperous individuals don't follow typical financial planning. They know that most mainstream money advice is not intended to make you wealthy; it is intended to keep you from being poor. Big difference. And like any advice for the masses, it is geared toward the lowest common denominator. Busting the Financial Planning Lies strips away the myths surrounding money and charts a course toward true prosperity. This book is not for everyone-it is for those of you who sense there is a greater truth than what you hear on the typical cable TV money show or financial talk radio program. You want to zig when others zag. Among other things, this book challenges several popular money mantras: Your home is your best investment. Put as much money into your 401(k) as possible. The stock market can make you rich. Make extra payments toward your mortgage. Life insurance is something only beneficial in the event of your death. The time is now to decide whether you want to strategize for comfort or prosperity. This book will not only help you make that decision, but will reveal the atypical ways prosperity-minded people make their money work for them.
"Live Your Life Insurance" shows you exactly how you can take advantage of one of the most common, but misunderstood, financial tools. In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive - and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies - this book will be your guide.
Revised and expanded second edition Is it possible that everything you have been told about retirement planning is wrong? Is retirement dead? Perhaps not yet, but it's on life support. The concept of retirement, as we've known it, is becoming a thing of the past. With the major economic, social, cultural, medical, technological, and employment shifts that have occurred in the past two decades, most everyone under the age of 100 now has to rethink what they thought "retirement" would be. Furthermore, the various "financial planning" industries are still looking at retirement through the lens of the 20th century. As a result, they are pushing products, services, and concepts that can actually reduce your chances for comfort in your later years. Busting the Retirement Lies is a quick read that is packed and to the point-and which will transform your perspective on retirement. You will learn: * Why "saving enough" is not enough * How financial planners can skew projections, creating false expectations * Why and how conventional retirement strategies are changing * And more eye-opening "new realities" But most of all, regardless of your current age, you will learn what you can do to best enjoy the rest of your life.
REVISED AND EXPANDED THIRD EDITION Is it possible that everything you have been told about retirement planning is wrong? Is retirement dead? Perhaps not yet, but it's on life support. The concept of retirement, as we've known it, is becoming a thing of the past. With the major economic, social, cultural, medical, technological, and employment shifts that have occurred in the past two decades, most everyone under the age of 100 now has to rethink what they thought "retirement" would be. Furthermore, the various "financial planning" industries are still looking at retirement through the lens of the 20th century. As a result, they are pushing products, services, and concepts that can actually "reduce" your chances for comfort in your later years. "Busting the Retirement Lies" is a quick read that is packed and to the point-and which will transform your perspective on retirement. You will learn: Why "saving enough" is not enough How financial planners skew projections, creating false expectations Why and how conventional retirement strategies are changing And more eye-opening new realities But most of all, regardless of your current age, you will learn what you can do to best enjoy the rest of your life."
The Family Money Farm The CFO Project By: Thomas W. Young “Tom Young lays out a solid approach for all of us. Many authors can write but Tom writes and thinks along with the reader. This is a must read.” - Jody, BOO YAA! MMP “With being a Former Congressman I have met Tom over the year through the people I work with. I have found that he has a great way of thinking about money, how to manage it and shows you that what he says can be mathematically proven. He is a man that can make anyone understand the way you can make your money work better for you. He is someone that is above the rest and I feel that this book will be a great read and will help anyone get ahead in their life if they just listen and do what he tells them to do.” -The Honorable Bob McEwen
With college more expensive than ever before, can you afford not to get this book? Throughout the past several decades, a higher education has been as much a part of the American dream as owning a house. And while a college degree once cost a fraction of a home, the financial gap between the two has narrowed greatly. It was once realistic for a student to work enough during the summer to pay for the upcoming two semesters, but this is no longer possible. As a result, student loans have become a massive part of the debt economy-exceeded only by home mortgages among total consumer debt in the United States. Not surprisingly, many students and parents are now asking themselves, "Is college even worth it?" Busting the College Planning Lies takes you on a quick but invaluable dive into the intersection of higher education and finance. Among other things, this book covers key topics parents and students should explore: The pitfalls of saving for college What opportunity cost reveals about the true expense of a degree How to reduce what you spend without reducing what you gain Alternate ways to go through college-and alternatives to college Plus much more With the cost of higher education reaching all-time levels, you cannot afford to ignore this book. Busting the College Planning Lies will open your eyes and give you the guidance you need to proceed smartly! ProsperityEconomicsMovement.com
Your bundle of joy comes with a bundle of financial considerations -- everything from managing the mortgage on one income to paying for your child's education. So from the moment you decide to start a family it's worth taking the important step of getting financially fit for parenthood. Mother-of-four and personal finance journalist Nicola Field takes parents and parents-to-be on a step-by-step journey that covers every aspect of funding a family. Baby or Bust tackles the key issues faced by parents today, including: deciding when to have children managing the extra costs living well on one income taking parental leave working out which government benefits you are entitled to saving for your child's education. With lots of easy-to-follow tips and plenty of good, sound money advice, this entertaining and informative book is a must-read for anyone about to start a family. You may not be able to stop the baby from waking at 3 am but at least you won't be lying awake worrying about the family finances!
When readers want financial advice (and who doesn’t these days?), they turn to experts such as Russ Crosson, CEO of Ron Blue & Co., the highly successful Christian-based financial planning advisory firm. In this important book, Russ teams up with gifted communicator Kelly Talamo to offer readers the truth about popular money lies that influence the spending decisions of millions of Americans. Through the use of everyday stories about men and women who wrestle with spending decisions everyone faces, the authors expose the lies involved and give truth principles based on the Bible to refute the lies. Common lies include: 10 percent is God’s, 90 percent is mine I can’t afford to give My security is in my investments My talents and abilities produce my wealth The harder I work, the more money I make Readers will be better equipped to manage money, make informed financial decisions, and use their money wisely as they replace the common money lies they’ve been taught with the truth of the Bible.
This book is much more than a book about retirement planning. It tackles what's wrong with the concept of retirement, from both a financial and a life purpose perspective. (As the author is fond of saying, "Who wants to be 'taken out of service'!? Not me!") The book also gives several examples of role models who are doing "retirement" differently, pursuing businesses, new careers, and meaningful volunteer work beyond the age when many people have confined themselves to an easy chair. And its seven chapters give the steps to living prosperously as you age: -Getting better, not just older... to 100 years or beyond! Move past the self-imposed and societal limitations of aging to live a full and healthy life. This chapter presents wise advice from active centenarians. -Match your purpose with your prowess. Learn tools and resources to help you figure out your innate calling or "soul purpose." Find work (or volunteer opportunities) you love. Don't work a job you hate! Discover how to enjoy your work while making a contribution. -Strategize how to keep doing meaningful work for a lifetime. It makes little sense to simply cease productivity because we're 65. Instead, we can do work we love throughout our lives, combined with meaningful sabbaticals, rest, and travel. -Save 20 percent of your income. Most Americans are drastically under-saving, not realizing the effect that taxes and inflation will have on their spendable income! This chapter features screenshots of several Truth Concepts calculators demonstrating how people will be impacted by inflation, the difference between actual and average returns, and more. -Understand the Reality of Retirement Plans. In this chapter, the Qualified Plan calculator gets a workout! As one of our first reviewers commented, -7 Principles of Prosperity and the CLUE concept, both of which lead the reader to realize they have other investment options than just 401(k)s and IRAs. -Live and Share with Passion. Whether you work, volunteer, or "retire," focus your life on the things that make it meaningful! But most of all, regardless of your current age, you will learn what you can do to best enjoy the rest of your life with purpose, passion, and prosperity!
What you don't understand about interest rates probably IS hurting you... financially Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. "Busting the Interest Rate Lies" corrects common financial myths such as: Purchasing a car with 0% dealer financing is the best way to buy a car; You always save money by paying cash for major purchases; A 15-year mortgage is more efficient than a 30-year mortgage; Earning a higher rate of interest on your investments is the key to amassing a small fortune over time. Additionally, you'll discover rarely-discussed facts about: What student loan debt costs the average college graduate; What the banks don't want you to know about credit cards; Insider information on how to get the best deal on a car; Finally An accurate comparison of buying vs. renting; Why "average" investment rates of return don't equal "actual" rates of return; And an analysis of Life Settlements-the best investment you may have never heard of Whether you are just learning to manage your money or whether you are an experienced investor, "Busting the Interest Rate Lies" offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket "
Business success depends on the ability to build trust. Trusted brands succeed and sustain. Trusted leaders inspire followers, grow companies, revenues and futures. But sadly, deceit has infected business and become widespread. Far too many leaders now use their own "alternative facts", to mislead and misinform their customers, colleagues and communities. The skilfulness and ease with which some leaders now lie has become a Lie-Ability. And when customers stop trusting the products, services or the stories a leader tells, then the business suffers. If business leaders don’t lead a truth renaissance, we are all lost. People no longer trust politicians or the media. And many of the institutions and professions we used to turn to have also lost trust. The only people that can really save us now are business leaders. We need to become truth advocates and activists. We must re-establish a new norm where we tell the truth to ourselves, to our employees, to our shareholders, to our customers and to society at large. This book explores the 7 Deadly Lies that business tells itself, the 7 Dark Arts of Deception that are still used with monotonous regularity to manipulate the narrative. It offers C-suite leaders and senior managers a clear path out of deceit. It provides a solution to the Lie-Ability of some leaders by developing a deeper understanding of truth, how to reclaim it and how to build back trust.