Contains hundreds of savvy money-saving ideas, including ways to pay less for children's toys, strategies for cutting everyday expenses, and purchasing sources for quality goods at rock-bottom prices. Original.
You Can Save Thousands a Year on Your Grocery Bill Without Cutting Coupons Imagine grocery shopping once-a-week or less, eating healthier, and having more free time—all while saving money. Sound too good to be true? For the Economides family, it’s a reality, and it can be yours too. What could the average family do with an extra $3,000 a year? America’s Cheapest Family® shows you strategies, tips, tools, and tricks in Cut Your Grocery Bill in Half, so you can achieve huge savings year after year. It’s a fact, the Economides say, saving money on groceries is one of the quickest ways to start making a positive difference in your family’s financial future. And these tips and strategies can work whether you’re shopping for seven or for one. Spend less time shopping and cooking Get more bang for your grocery buck Plan meals for picky eaters and busy schedules Discover kitchen tools that streamline meal preparations Learn many ways to eat out or eat in and save big Turn your freezer into a money-making machine Endorsements: "Many people think that it's impossible to reduce your grocery bill by 50%. But you can. Steve and Annette Economides provide step-by-step instructions in "Cut Your Grocery Bill in Half." Tools that are practical and easy to follow. No special shopping or cooking skills required. Anyone can see a surprising reduction in their grocery budget if they follow the Economides' methods. And, best of all, the savings begin right away. You don't need to finish the whole book to benefit. You'll find money-saving ideas that you can put to use in the first chapter, and every chapter thereafter. Normally I advise people to check books out of the library and save the cost of the book. But this is one do-it-yourself guide to lower grocery bills that you'll want to have on your bookshelf or kitchen countertop." Gary Foreman, Publisher, The DollarStretcher.com “If you are eager to save on groceries, but don't always have the time to clip coupons, this book is for you! It’s perfect if you're interested in more ways to cut costs, reduce waste, and get organized. This is an awesome book for the novice or the skilled cook.” Tawra Kellam and Jill Cooper—editors of LivingOnADime.com and authors of “Dining On A Dime Cookbook” “I've known Steve and Annette for several years and they definitely live what they believe. If you're serious about spending less money at the grocery store, this book offers some practical ways to achieve your goal. When it comes to stretching your dollar, I know of no one with more experience than Steve and Annette.” JJ Heller—Singer/Songwriter
Two young Harvard MBAs on the fast track to wealth and success tell their story of God's transforming power and how Scripture brought them to the startling conclusion that they should give the majority of their money away to those in need. Packed with compelling case studies, research, and practical strategies, God and Money offers an honest look at what the Bible says about generous giving. No matter what your salary may be, God and Money shows you how you can reap the rewards of radical generosity in your own life. *100% of the author royalties goes toward Christian ministries focused on spreading the Gospel and providing for those in need* “John and Greg realize what everyone should know—that middle-class Americans are among the richest people in world history. It's time for Christ-followers to understand that God has bigger purposes than increasing our standard of living—He wants us to increase our standard of giving." —Randy Alcorn, from the Foreword of God and Money John Cortines and Gregory Baumer met as Harvard MBA candidates in a men's Bible study and stopped asking "How much should I give?" and started asking "How much do I need to keep?" With their top-notch education and rising careers, Cortines and Baumer were guaranteed comfort and security for the rest of their lives. However, when their plans for saving and spending collided with God's purposes for extravagant generosity, they were each compelled to make a life-changing decision that challenges the values held by mainstream America and many Christian commentators. Cortines and Baumer show not only how to radically give, but explain how to do so responsibly. Dive into the story and get equipped with the practical tools to— • Easily set budgets for spending • Wisely steward your money • Prepare and save for your future—home ownership, retirement, higher education, etc... • Know what the Bible says about money, tithing, and faith • Discern when to give and when not to give Featuring lessons from the Bible, modern day case studies, and practical ways to apply biblical principles no matter what situation you're in, God and Money provides an incredible look into what the Bible says about— • Tithing and Christian giving • Wealth and stewardship • Faith and generosity • Love of money • And so much more! From the parables of the Rich Young Ruler to the Widow's Mite, the Bible shows us that how we manage our money is critical to our relationship with God. God and Money uses these parables and more to teach you to save, spend, and steward your money in a biblical way by planting God's purposes at the heart of your practices. Discover the 7 Core Principles of Wealth and Giving Authors Cortines and Baumer pack 2,350 verses on money into 7 practical principles that can be applied to your life and finances on a daily basis. From shopping for groceries to your first down payment on a home, apply these reliable guidelines with ease and clarity— • Everything we "own" actually belongs to God • Giving should be voluntary, generous, cheerful, and needs-based • Giving generously breaks down the power of money over us • And more! Gain Tools to Manage Your Money Wisely Packed with tables, charts, graphs, and a quiz, the applications in God and Money are backed with scripture, data, research, and clear illustrations to help you discover what it means to honor God with your wealth. God and Money will teach you— • How to set budgets for spending • How to wisely steward your money • How to save for your future—home ownership, retirement, higher education, etc... • What the Bible says about tithing • When to give and when not to give • If you are a Spender, Saver, or a Servant with The 3 S's Quiz Download FREE Tools and Resources to Create Your Personalized Giving Plan! No matter what your budget or salary looks like, you have the opportunity to serve and honor God with your finances! Easily set up your own annual spending cap when you download the free spreadsheet included! Save hours of time doing dizzying calculations for your spending, saving, and giving budgets with downloadable and reproducible Finish Line spreadsheets and other additional resources available! God and Money also includes Baumer and Cortines' "Generosity Covenants" to empower you to write your own, for you, your small group, or your family! Don't wait another day to live a life of generosity that honors God with your life and money! What Others are Saying About God and Money "This is one of the most thoughtful and well researched books on giving that I have had the pleasure of reading. The frameworks presented in the book can be used by people at all stages of experiencing the joy of generosity." —Waters Davis, President of National Christian Foundation Houston. "With uncommon transparency, John and Greg provide a Gospel-centered and practical perspective on wealth. Through a leveling critique of comfortable Christianity, they challenge us to wholeheartedly pursue the joy of generosity. Read this book and you will be inspired, convicted and thinking differently about using what God has given you for Kingdom impact." —Peter Greer, President & CEO of HOPE International and coauthor of Mission Drift "In God and Money, Baumer and Cortines challenge Christian readers to consider afresh what generosity looks like in light of the Scripture's radical teaching and the day of affluence in which we live. Whether or not you agree with all their conclusions or personal practices, you will be challenged and inspired." —Robert L. Plummer, Ph.D., Professor of New Testament Interpretation, The Southern Baptist Theological Seminary "I greatly enjoyed reading God and Money! God used the framework Greg and John described to challenge my perspective and practice of generosity. I realized in reading their book that my personal bias is more saver and spender than servant. What I truly desire to be is a fully surrendered servant of Jesus. This book gave me practical frameworks to move in that direction." —Todd Harper, President, Generous Giving "The mission of Harvard Business School is "to educate leaders who make a difference in the world," and in John and Greg that mission has been fulfilled abundantly. It has been my privilege to be their teacher, their colleague and now their friend; and I wish them Godspeed as they take the transformative message found in God and Money out to their community and to the world beyond. I have learned to expect great things from them, and they have yet to disappoint." —Derek van Bever, Senior Lecturer in Business Administration; Director, Forum for Growth and Innovation, Harvard Business School Preview God and Money Table of Contents Part I: Foundations Chapter 1: Wealth and Giving in the Bible Chapter 2: Seven Core Principles for Biblical Wealth and Giving Chapter 3: Motivations for Giving Chapter 4: Trends and Movements in Generosity Part II: Frameworks Chapter 5: The "Three S's Framework:" Spender, Saver, or Servant? Chapter 6: Spending: Investing in the Present Chapter 7: Saving: Investing in the Future Chapter 8: Serving: Investing in Eternity Through Giving Part III: Forward Chapter 9: Stewardship in Community Chapter 10: Our Conclusions
A book that pays for itself! The creator of couponmom.com, with 1.6 million subscribers and counting, shares her strategic money-saving techniques for saving big while living well Americans are hungry for bargains these days, but one woman has developed the ultimate strategy for enjoying a feast of savings. Taking the nation by storm, with appearances ranging from The Oprah Winfrey Show Stephanie Nelson has shown countless women and men how to save thousands of dollars by becoming savvy coupon clippers-without sacrificing nutrition or quality. Now, in The Coupon Mom's Guide to Cutting Your Grocery Bills in Half, Nelson demonstrates all of the tricks of the trade-beyond coupons and tailor-made for a variety of shopper lifestyles. Whether you're a "busy" shopper and have only a small amount of time each week to devote to finding the best deal; a "rookie" shopper who is ready to put more effort into cutting bills; or a seasoned "varsity" shopper who is looking for new ways to get the deepest discounts possible, this book offers techniques thatw ill make it easy to save money at any level and on any timetable. Extending her Strategic Shopping protocols to mass merchandisers, wholesale clubs, natural-food stores, drugstores, and other retailers, Nelson proves that value and variety can go hand in hand. With meal- planning tips, recipes, and cost-comparison guides, as well as inspiring real-life stories from the phenomenal Coupon Mom movement, this is a priceless guide to turning the checkout lane into a road of riches. Watch a Video
How Would You Like To Cut Your Grocery Bills In Half? Now imagine having enough money to pay off your debts and live debt-free. By using the proven and easy to understand Smart Spending System, you will see immediate and dramatic savings on your grocery bills and so many other monthly expenses. You will be amazed at how quickly this system can save your family more of your hard earned money than you ever imagined. It is like giving yourself a raise! The Smart Spending System will show you how to double your savings at the grocery store so you can achieve your financial goals and live the life you deserve! You will discover how to: ?Cut Your Grocery Bill in Half: Use the easy step-by-step techniques in the Smart Spending Grocery System to learn how to cut your grocery expenses 50% and more. Master the art of couponing, plan your meals wisely and learn to feed your family healthy meals for much less money than you are spending now. ?Save on Your Everyday Expenses: Use simple frugal living techniques to cut costs on all your expenses including celebrations, gift giving, family fun, eating out, clothing, utility costs, cleaning, decorating, and travel. ?Get Your Financial House In Order: Learn how to set realistic financial goals for your family, get yourself out of debt, create a workable budget and move towards a debt-free life.About the AuthorFaye Prosser has taught the Smart Spending techniques to thousands at conferences, community colleges, women's groups, religious organizations and more. She has a Masters Degree in Human Resources Development and over 15 years of human resources management, training and consulting experience. She saves her family more than 50% off her grocery bill every single week and she and her husband will have their house paid in full before their children enter high school! She lives the techniques every day and is thrilled to be able to offer them to all who wish to be better advocates for their families and their hard earned money.
As seen on Good Morning America and successfully adopted by thousands of subscribers, this easy-to-use system will help slash any household budget Now more than ever, people are desperate to save money without scrimping on every little purchase or sacrificing their lifestyle. Like most Americans, stay-at-home moms Chrissy Pate and Kristin McKee spent the lion's share of their budgets on what they assumed to be static costs such as groceries and utilities. But when using traditional couponing and cheapskate guides didn't help their budgets shrink by a dime, Pate and McKee decided to come up with their own way to save. Within a few months, their household expenses dropped by more than half-from spending $800 each per month to less than $350! only a few years after developing their "be centsable" system, Pate and McKee have helped thousands of subscribers save money without spending hours finding and cutting coupons, or giving up "extras" like travel and entertainment. In this prescriptive guide, these authors show how anyone can save thousands of dollars on cleaning supplies, pet care, toys, travel, and most importantly, groceries-without giving up healthy foods, favorite products, or the occasional splurge.
Everybody wants to save money, but sometimes it's just too difficult and overwhelming. Kelly Hancock, popular blogger and media personality, has done the hard work for those who want to save big! Her saving secrets will help readers cut their spending half - even before they clip the first coupon. Kelly was a successful business professional who abruptly changed her mind to stay home after the birth of her first child. But it didn't make financial sense on paper. So Kelly figured out a way to cut family's overall spending substantially and their grocery budget by 80%. They not only discovered how to make ends meet, they were able to give more generously to others. She reassures readers that God will faithfully provide for those who seek to honor.
In this story, Jesus comes to New York City and chooses a gay man to be his messenger. The two proceed to establish a movement to redefine the Christian faith. The characters are warm and zany, and their escapades will make you laugh and challenge you to think. The book offers a quick read and considerable food for thought.
This book contains proven steps and strategies on how to efficiently manage your money. It does not matter if you earn a million dollars a month. If you do not know how to manage your money, you will lose it all. Without budgeting, your money will always be in danger of being spent on whimsical purchases. Here Is A Preview Of What You'll Learn... - Why Should You Use A Budget? - Common Myths About Budgeting - Personalizing Your Budget - Understanding The Importance Of Accuracy In Budgeting - Budgeting To Make Sure All Expenses Are Paid - Categorizing Your Budgeting - Using Allotment Strategies With Your Budget - Understanding Your Savings Are An Expense - Making Sure Everything Is Accounted For - Other Insights On Budgeting - Goal Setting - Much, Much More! By carefully ensuring that you don't spend everything you earn, each and every month, you will quickly develop good habits that will become a routine part of your monthly routine. As your wages increase, or even decrease, so you can tailor your budget to suit, ensuring that you always have enough cash to keep solvent. Budgeting isn't difficult once you get started, but many people need that helping hand to get into the rhythm.
Tip: I attended a real estate seminar once which was held at a popular hotel Manhattan. It started at 9am right after the continental breakfast. I don't know if it was the effect of the donuts, bagels, pastries, croissants and muffins that made everyone languid. No one was paying attention to the speakers and everyone seemed half asleep. There was almost no sign of life in the audience...that was until the next speaker took over the mike. This energetic speaker pulled out a $20 bill from his pocket and walked along the front row asking, "Who wants this?" The audience came to life with many yelling out their answer, "ME, ME". He continued walking close to the attendees dangling the $20 bill in front of everyone's face and kept asking the question in a voice that grew louder and louder with each repetition of the question, "WHO WANTS THIS, WHO WANTS THIS?" Then he started stomping his feet. This took a while until somebody got up and grabbed the bill from his outstretched hand. "There you go my friends..." he continued, "you cannot make money unless you get off your ass and grab every opportunity that is being offered to you". Then the attendee who got the money proceeded to return the $20 bill to the speaker, at which point the speaker said, "My friend it's yours. You worked for it". I've copied this trick in some of my seminars. You're welcome to use it too because you purchased this book.****************************************Learn how to achieve all of your financial goals and live the life you've always wanted! Are you tired of living paycheck to paycheck struggling to make ends meet? Taking one step at a time in the right direction with Dynamic Budgeting Techniques can help you do just that! Use Dynamic Budgeting Techniques to get rid of your debts and increase your income. Live debt-free and start enjoying life again.*********************************The title of this book is "dynamic budgeting" because it refers to a process that is continuously in motion. Budgets are not screen shots but videos of events in perpetual motion. Your budget must become a dynamic budget to help you achieve financial freedom faster. Adjusting your budget throughout the year as your income and expenses change should be part of your strategy and this book will show you how.***************************Learn how to custom tailor your budget to compensate for the adversities that come with life changes such as marriage, divorce, birth of children, career change, loss of job, bankruptcy, accidents, major illnesses, being a crime victim, death of a relative, divorce, depression and mid-life crisis. Sometime in your lifetime you will encounter one or more of these life-changing events. You must be flexible enough to adjust your lifestyle accordingly. This book will show you how.***************************