The Student Loan Mess

The Student Loan Mess

Author: Joel Best

Publisher: Univ of California Press

ISBN: 9780520276451

Category: Education

Page: 233

View: 165

"Student loan debt in the U.S. now exceeds $1 trillion, more than the nation's credit-card debt. This timely book explains how and why student loans evolved, the concerns they've raised along the way, and how each policy designed to fix student loans winds up making things worse. The authors, a father and son team, provide an intergenerational, interdisciplinary approach to understanding how, over the last 70 years, Americans incrementally, with the best intentions, created our current student loan disaster. They examine the competing interests and shifting societal expectations that contributed to the problem, and offer recommendations for confronting the larger problem of college costs and student borrowing in the future"--

Sold My Soul for a Student Loan: Higher Education and the Political Economy of the Future

Sold My Soul for a Student Loan: Higher Education and the Political Economy of the Future

Author: Daniel T. Kirsch

Publisher: ABC-CLIO

ISBN: 9781440850721

Category: Political Science

Page: 180

View: 420

With unprecedented student debt keeping an entire generation from realizing the "American Dream," this book sounds a warning about how that debt may undermine both higher education—and our democracy. • Examines both the causes of student debt and its implications for our democracy • Offers a 360-degree view of student debt from the perspective of students, graduates, policymakers, political activists, journalists, administrators, and college/university faculty • Provides a context for how student debt was created as a phenomenon much more complex than generational culture • Shows there is new hope in the form of a significant, multifaceted movement advocating for student debtors; and that government and banks are responding with new actions and programs

Indentured Students

Indentured Students

Author: Elizabeth Tandy Shermer

Publisher: Harvard University Press

ISBN: 9780674251489

Category: Education

Page: 400

View: 818

The untold history of how AmericaÕs student-loan program turned the pursuit of higher education into a pathway to poverty. It didnÕt always take thirty years to pay off the cost of a bachelorÕs degree. Elizabeth Tandy Shermer untangles the history that brought us here and discovers that the story of skyrocketing college debt is not merely one of good intentions gone wrong. In fact, the federal student loan program was never supposed to make college affordable. The earliest federal proposals for college affordability sought to replace tuition with taxpayer funding of institutions. But Southern whites feared that lower costs would undermine segregation, Catholic colleges objected to state support of secular institutions, professors worried that federal dollars would come with regulations hindering academic freedom, and elite-university presidents recoiled at the idea of mass higher education. Cold War congressional fights eventually made access more important than affordability. Rather than freeing colleges from their dependence on tuition, the government created a loan instrument that made college accessible in the short term but even costlier in the long term by charging an interest penalty only to needy students. In the mid-1960s, as bankers wavered over the prospect of uncollected debt, Congress backstopped the loans, provoking runaway inflation in college tuition and resulting in immense lender profits. Today 45 million Americans owe more than $1.5 trillion in college debt, with the burdens falling disproportionately on borrowers of color, particularly women. Reformers, meanwhile, have been frustrated by colleges and lenders too rich and powerful to contain. Indentured Students makes clear that these are not unforeseen consequences. The federal student loan system is working as designed.

The Student Loan Mess

The Student Loan Mess

Author: Joel Best

Publisher: Univ of California Press

ISBN: 9780520287525

Category: Social Science

Page: 248

View: 332

"Student loan debt in the U.S. now exceeds $1 trillion, more than the nation's credit-card debt. This timely book explains how and why student loans evolved, the concerns they've raised along the way, and how each policy designed to fix student loans winds up making things worse. The authors, a father and son team, provide an intergenerational, interdisciplinary approach to understanding how, over the last 70 years, Americans incrementally, with the best intentions, created our current student loan disaster. They examine the competing interests and shifting societal expectations that contributed to the problem, and offer recommendations for confronting the larger problem of college costs and student borrowing in the future"--

Late Bloomers

Late Bloomers

Author: David Lipsky

Publisher: Crown

ISBN: UOM:39015032136122

Category: Social Science

Page: 224

View: 519

Analyzes the economic, social, and political forces shaping the future of young Americans, and explains how they can overcome these factors and plan for the future

Fraud

Fraud

Author: W. Steve Albrecht

Publisher: Irwin Professional Publishing

ISBN: STANFORD:36105009753992

Category: Social Science

Page: 296

View: 804

Embezzlement, tax evasion, deception, and other forms of "white collar crime" are putting the assets and integrity of many of America's top companies at risk--and fraud prevention is fast-becoming one of the foremost concerns in today's corporate world. The authors show how employees and managers can help keep the company safe from fraud, by learning the most important steps in prevention, detection, and investigation.