You Can Save Thousands a Year on Your Grocery Bill Without Cutting Coupons Imagine grocery shopping once-a-week or less, eating healthier, and having more free time—all while saving money. Sound too good to be true? For the Economides family, it’s a reality, and it can be yours too. What could the average family do with an extra $3,000 a year? America’s Cheapest Family® shows you strategies, tips, tools, and tricks in Cut Your Grocery Bill in Half, so you can achieve huge savings year after year. It’s a fact, the Economides say, saving money on groceries is one of the quickest ways to start making a positive difference in your family’s financial future. And these tips and strategies can work whether you’re shopping for seven or for one. Spend less time shopping and cooking Get more bang for your grocery buck Plan meals for picky eaters and busy schedules Discover kitchen tools that streamline meal preparations Learn many ways to eat out or eat in and save big Turn your freezer into a money-making machine Endorsements: "Many people think that it's impossible to reduce your grocery bill by 50%. But you can. Steve and Annette Economides provide step-by-step instructions in "Cut Your Grocery Bill in Half." Tools that are practical and easy to follow. No special shopping or cooking skills required. Anyone can see a surprising reduction in their grocery budget if they follow the Economides' methods. And, best of all, the savings begin right away. You don't need to finish the whole book to benefit. You'll find money-saving ideas that you can put to use in the first chapter, and every chapter thereafter. Normally I advise people to check books out of the library and save the cost of the book. But this is one do-it-yourself guide to lower grocery bills that you'll want to have on your bookshelf or kitchen countertop." Gary Foreman, Publisher, The DollarStretcher.com “If you are eager to save on groceries, but don't always have the time to clip coupons, this book is for you! It’s perfect if you're interested in more ways to cut costs, reduce waste, and get organized. This is an awesome book for the novice or the skilled cook.” Tawra Kellam and Jill Cooper—editors of LivingOnADime.com and authors of “Dining On A Dime Cookbook” “I've known Steve and Annette for several years and they definitely live what they believe. If you're serious about spending less money at the grocery store, this book offers some practical ways to achieve your goal. When it comes to stretching your dollar, I know of no one with more experience than Steve and Annette.” JJ Heller—Singer/Songwriter
Two young Harvard MBAs on the fast track to wealth and success tell their story of God's transforming power and how Scripture brought them to the startling conclusion that they should give the majority of their money away to those in need. Packed with compelling case studies, research, and practical strategies, God and Money offers an honest look at what the Bible says about generous giving. No matter what your salary may be, God and Money shows you how you can reap the rewards of radical generosity in your own life. *100% of the author royalties goes toward Christian ministries focused on spreading the Gospel and providing for those in need* “John and Greg realize what everyone should know—that middle-class Americans are among the richest people in world history. It's time for Christ-followers to understand that God has bigger purposes than increasing our standard of living—He wants us to increase our standard of giving." —Randy Alcorn, from the Foreword of God and Money John Cortines and Gregory Baumer met as Harvard MBA candidates in a men's Bible study and stopped asking "How much should I give?" and started asking "How much do I need to keep?" With their top-notch education and rising careers, Cortines and Baumer were guaranteed comfort and security for the rest of their lives. However, when their plans for saving and spending collided with God's purposes for extravagant generosity, they were each compelled to make a life-changing decision that challenges the values held by mainstream America and many Christian commentators. Cortines and Baumer show not only how to radically give, but explain how to do so responsibly. Dive into the story and get equipped with the practical tools to— • Easily set budgets for spending • Wisely steward your money • Prepare and save for your future—home ownership, retirement, higher education, etc... • Know what the Bible says about money, tithing, and faith • Discern when to give and when not to give Featuring lessons from the Bible, modern day case studies, and practical ways to apply biblical principles no matter what situation you're in, God and Money provides an incredible look into what the Bible says about— • Tithing and Christian giving • Wealth and stewardship • Faith and generosity • Love of money • And so much more! From the parables of the Rich Young Ruler to the Widow's Mite, the Bible shows us that how we manage our money is critical to our relationship with God. God and Money uses these parables and more to teach you to save, spend, and steward your money in a biblical way by planting God's purposes at the heart of your practices. Discover the 7 Core Principles of Wealth and Giving Authors Cortines and Baumer pack 2,350 verses on money into 7 practical principles that can be applied to your life and finances on a daily basis. From shopping for groceries to your first down payment on a home, apply these reliable guidelines with ease and clarity— • Everything we "own" actually belongs to God • Giving should be voluntary, generous, cheerful, and needs-based • Giving generously breaks down the power of money over us • And more! Gain Tools to Manage Your Money Wisely Packed with tables, charts, graphs, and a quiz, the applications in God and Money are backed with scripture, data, research, and clear illustrations to help you discover what it means to honor God with your wealth. God and Money will teach you— • How to set budgets for spending • How to wisely steward your money • How to save for your future—home ownership, retirement, higher education, etc... • What the Bible says about tithing • When to give and when not to give • If you are a Spender, Saver, or a Servant with The 3 S's Quiz Download FREE Tools and Resources to Create Your Personalized Giving Plan! No matter what your budget or salary looks like, you have the opportunity to serve and honor God with your finances! Easily set up your own annual spending cap when you download the free spreadsheet included! Save hours of time doing dizzying calculations for your spending, saving, and giving budgets with downloadable and reproducible Finish Line spreadsheets and other additional resources available! God and Money also includes Baumer and Cortines' "Generosity Covenants" to empower you to write your own, for you, your small group, or your family! Don't wait another day to live a life of generosity that honors God with your life and money! What Others are Saying About God and Money "This is one of the most thoughtful and well researched books on giving that I have had the pleasure of reading. The frameworks presented in the book can be used by people at all stages of experiencing the joy of generosity." —Waters Davis, President of National Christian Foundation Houston. "With uncommon transparency, John and Greg provide a Gospel-centered and practical perspective on wealth. Through a leveling critique of comfortable Christianity, they challenge us to wholeheartedly pursue the joy of generosity. Read this book and you will be inspired, convicted and thinking differently about using what God has given you for Kingdom impact." —Peter Greer, President & CEO of HOPE International and coauthor of Mission Drift "In God and Money, Baumer and Cortines challenge Christian readers to consider afresh what generosity looks like in light of the Scripture's radical teaching and the day of affluence in which we live. Whether or not you agree with all their conclusions or personal practices, you will be challenged and inspired." —Robert L. Plummer, Ph.D., Professor of New Testament Interpretation, The Southern Baptist Theological Seminary "I greatly enjoyed reading God and Money! God used the framework Greg and John described to challenge my perspective and practice of generosity. I realized in reading their book that my personal bias is more saver and spender than servant. What I truly desire to be is a fully surrendered servant of Jesus. This book gave me practical frameworks to move in that direction." —Todd Harper, President, Generous Giving "The mission of Harvard Business School is "to educate leaders who make a difference in the world," and in John and Greg that mission has been fulfilled abundantly. It has been my privilege to be their teacher, their colleague and now their friend; and I wish them Godspeed as they take the transformative message found in God and Money out to their community and to the world beyond. I have learned to expect great things from them, and they have yet to disappoint." —Derek van Bever, Senior Lecturer in Business Administration; Director, Forum for Growth and Innovation, Harvard Business School Preview God and Money Table of Contents Part I: Foundations Chapter 1: Wealth and Giving in the Bible Chapter 2: Seven Core Principles for Biblical Wealth and Giving Chapter 3: Motivations for Giving Chapter 4: Trends and Movements in Generosity Part II: Frameworks Chapter 5: The "Three S's Framework:" Spender, Saver, or Servant? Chapter 6: Spending: Investing in the Present Chapter 7: Saving: Investing in the Future Chapter 8: Serving: Investing in Eternity Through Giving Part III: Forward Chapter 9: Stewardship in Community Chapter 10: Our Conclusions
In this story, Jesus comes to New York City and chooses a gay man to be his messenger. The two proceed to establish a movement to redefine the Christian faith. The characters are warm and zany, and their escapades will make you laugh and challenge you to think. The book offers a quick read and considerable food for thought.
"It's the money you don't spend that ultimately gives you the freedom to live the life you love!" You work hard for your money. You know you should save some, but it seems like every month something comes up that sets back your best laid plans. If you're tired of working hard just to get by, this user-friendly guide shows you that you can slash the cost of nearly everything you need without sacrificing joy and quality of life. Mary Hunt shows you how to get off the monthly money roller coaster. She offers the specific techniques, resources, and motivation you need to keep more of your money every month, including •finding money you didn't know you had •cutting your grocery bill by 50% •controlling the mother of all budget-busters •avoiding fees •paying off your mortgage •saving on bills •preparing for disaster •paying less for your dream car •planning family vacations •and more It's time to start saving, giving, and finally making financial progress, and with humor and compassion, Mary Hunt is leading the way!
Let The Smart Cookies show you how to eliminate debt, spend smarter, save better, and achieve financial freedom—without sacrificing your social life or your sanity! They were five dynamic young women: smart, successful—and secretly drowning in debt. Inspired by an episode of The Oprah Winfrey Show on personal finance, Andrea, Angela, Katie, Robyn, and Sandra formed a money club, together developing strategies for turning their finances around. Just one year later they had dramatically improved their financial situations—and had made major developments in their careers, relationships, and life goals to boot. Their proven recipe for success has since been featured on The Oprah Winfrey Show, MSNBC, and in the New York Daily News. How did they do it? These five women—with varied careers in marketing, public relations, social work, and TV production—joined forces to create a fun, simple, effective strategy for achieving financial success, forming a money club and supporting each other every step of the way. Now, in this extraordinary hands-on guide, the women, who soon dubbed themselves The Smart Cookies, share the secrets of their success. Weaving anecdotes from their own lives with practical, how-to advice, The Smart Cookies offer strategies that cut across the financial spectrum, whether you’re deeply in debt or just want to manage your money better. Tackling the unique financial challenges facing women today, they offer easy-to-follow advice on everything from creating a spending plan to boosting your income to starting your own money club.
The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!”