A business owner's life is their business. If a recession hits, it will put their entire livelihood in jeopardy. Reading a book about safeguarding your business against the recession will be a helpful tool for the future. Taking action now will protect your assets and life against the future economy.
A severe financial crisis is coming...recession is just around the corner...are you prepared?Severe problems have existed within the national and global economy for some time, but these problems are escalating both in terms of severity and magnitude.A feeling of 'impending doom' exists, and a mentality that something bad is about to happen is common to many people.The question is...how can you prepare for the coming crisis and ensure that your money and wealth are protected for you, and your family's benefit?That key question is what this book aims to address"Financial chaos gives birth to dynasty"I originally wrote this book for my close family and friends. At events and gatherings I was increasingly waxing lyrical about the poor state of our economy and that I believed the problems extended not just superficially, but to the very core of the way our financial and economic system was organised.I always emphasised that a 'reset' was coming soon, and I would casually explain to those listening what I was trying to do to prepare myself and my immediate family for what I feel is inevitable - a financial crisis the like of which we have never experienced. What I always found was that no matter the background of the individuals I was talking to - whatever their educational attainment or employment, whether rich or less well off, everyone shared a certain uneasiness about our current economy and were eager to hear my thoughts and how I was preparing.They convinced me to write it down so it could be shared more widely - and this book is the result.I hope you find it useful and I hope that at the very least it prompts you to look at the areas of your existence where you are totally dependent on large political and financial organisations, and where you therefore have great vulnerability, but also, a great opportunity to improve your resilience when the next financial crisis occurs. In this book I have laid out what I am doing, and what I am going to do. What you get from it and what you implement is entirely up to you - the point of this book is to increase your independence and resilience, not to merely substitute one form of dependence for another. So think, think hard and critically about the information I provide here and come to your own conclusions - and most of all Good Luck.
Sovereign debt crises are a little like the weather: One can get ready to endure them and maybe take some steps to lessen their impact, but so far it hasn't been possible to prevent them. Like the weather, they just keep happening. That's the overriding thesis of this book tracing the major debt crises of the past century, starting with the Great Depression and running through the recent Great Recession. Written by a former World Bank expert on debt crises, this book discusses best practices for how such crises can be resolved. As the painful experience of the past decade reminded everyone, frequent debt crises and defaults do great damage to economies and cause vast personal hardship. But resolving them has proven difficult—both economically and politically—and has taken time, almost always requiring a lender of last resort such as a country's central bank or the International Monetary Fund. Too often, efforts to end debt crises have been little more than a palliative, and the debt overhang from one crisis contributes to the next, as illustrated by the ongoing saga in Greece. Both private and sovereign debts have increased substantially since the 2008 crisis, with inadequate deleveraging. This debt overhang leaves countries vulnerable and with limited maneuverability to address the next crisis. This book does not pretend to describe how debt crises can be prevented. But it does draw useful lessons from recent crises that can help economists, bankers, policymakers, and others resolve the inevitable future crises with the least possible damage.
Everything you need to harness Millennial potential Managing Millennials For Dummies is the field guide to people-management in the modern workplace. Packed with insight, advice, personal anecdotes, and practical guidance, this book shows you how to manage your Millennial workers and teach them how to manage themselves. You'll learn just what makes them tick—they're definitely not the workers of yesteryear—and how to uncover the deeply inspirational talent they have hiding not far below the surface. Best practices and proven strategies from Google, Netflix, LinkedIn, and other top employers provide real-world models for effective management, and new research on first-wave versus second-wave Millennials helps you parse the difference between your new hires and more experienced workers. You'll learn why flex time, social media, dress code, and organizational structure are shifting, and answer the all-important question: why won't they use the phone? Millennials are the product of a different time, with different values, different motivations, and different wants—and in the U.S., they now make up the majority of the workforce. This book shows you how to bring out their best and discover just how much they're really capable of. Learn how Millennials are changing the way work gets done Understand new motivations, attitudes, values, and drive Recruit, motivate, engage, and retain incredible emerging talent Discover the keys to optimal Millennial management The pop culture narrative would have us believe that Millennials are entitled, lazy, spoiled brats—but the that couldn't be further from the truth. They are the generation of change: highly adaptive, bright, and quick to take on a challenge. Like any generation of workers, performance lies in management—if you're not getting what you need from your Millennials, it's time to learn how to lead them the way they need to be led. Managing Millennials For Dummies is your handbook for allowing them to exceed your expectations.
In Ensuring Poverty, Felicia Kornbluh and Gwendolyn Mink assess the gendered history of welfare reform. They foreground arguments advanced by feminists for a welfare policy that would respect single mothers' rights while advancing their opportunities and assuring economic security for their families. Kornbluh and Mink consider welfare policy in the broad intersectional context of gender, race, poverty, and inequality. They argue that the subject of welfare reform always has been single mothers, the animus always has been race, and the currency always has been inequality. Yet public conversations about poverty and welfare, even today, rarely acknowledge the nexus between racialized gender inequality and the economic vulnerability of single-mother families. Since passage of the Personal Responsibility and Work Opportunity Reconciliation Act (PRWORA) by a Republican Congress and the Clinton administration, the gendered dimensions of antipoverty policy have receded from debate. Mink and Kornbluh explore the narrowing of discussion that has occurred in recent decades and the path charted by social justice feminists in the 1990s and early 2000s, a course rejected by policy makers. They advocate a return to the social justice approach built on the equality of mothers, especially mothers of color, in policies aimed at poor families.
The implementation of the Common Core State Standards program has spearheaded many changes within the education field. As this initiative is ultimately designed to optimize student performance and success, it is critical that teacher education programs and technological tools being utilized in classrooms align with Common Core State Standards. Advancing Next-Generation Elementary Teacher Education through Digital Tools and Applications examines the impact of Common Core State Standards on teaching and learning within elementary classrooms. Focusing on the influence that Common Core has on teacher education programs and how the implementation of educational technologies is continuously changing the field, this book is ideally suited for teacher educators, researchers, administrators, classroom teachers, policy makers, and technology support personnel.
For over fifteen years, New York Times bestselling author Harry S. Dent, Jr., has been uncannily accurate in predicting the financial future. In his three previous works, Dent predicted the financial recession of the early nineties, the economic expansion of the mid-nineties, and the financial free-for-all of 1998-2000. The Next Great Bubble Boom -- part crystal ball, part financial planner -- offers a comprehensive forecast for the next two decades, showing new models for predicting the future behavior of the economy, inflation, large- and small-cap stocks, bonds, key sectors, and so on. In taking a look at past booms and busts, Dent compares our current state to that of the crash of 1920-21, and the years ahead of us to the Roaring Twenties. Dent gives advice on everything from investment strategies to real estate cycles, and shows not only how bright our future will be but how best to profit from it. Dent gives us all something to look forward to, including: The Dow hitting 40,000 by the end of the decade The Nasdaq advancing at least ten times from its October 2001 lows to around 13,500, and potentially as high as 20,000 by 2009 Another strong advance in stocks in 2005, with a significant correction into around September/October 2006 The Great Boom resurging into its final and strongest stage in 2007, and even more fully in 2008, lasting until late 2009 to early 2010 Dent's amazing ability to track and forecast our financial future is renowned, and here he takes that ability to the next level, showing not only what our economy will look like but also how it will affect us as individuals, as organizations, and as a culture. From the upcoming wealth revolution to the essential principles of entrepreneurial success, the book describes a new society where economic and philanthropic development go hand in hand. In The Next Great Bubble Boom, Dent shows not only how the economic growth of the late 1990s was a prelude to the true great boom right around the corner but how all of us can reap its benefits.
Written by researchers in education and urban policy, this volume offers useful insights into how to provide urban workers with the educational qualifications they need for real world jobs.
The current trend of learner centeredness in education has been challenging many of the current ways of working, especially in higher education institutions. This rapid change in educational institutions demands educators acquire new sets of skills via continuous reflective practices. Hence, educators in higher education institutions are actively involved in research-driven teaching and learning practices. This change of role from mere content delivery to learning facilitators could be better achieved through a strong research-driven community of practice. Preparing 21st Century Teachers for Teach Less, Learn More (TLLM) Pedagogies is a pivotal reference source that provides vital research on the application of practice-based learning techniques in higher education institutions. This publication establishes a platform for academics to share their best practices to promote teach less, learn more pedagogies and learn reciprocally from the community of practice. While highlighting topics such as interactive learning, experiential technology, and logical thinking skills, this book is ideally designed for teachers, instructional designers, higher education faculty, deans, researchers, professionals, universities, academicians, and students seeking current research on transformative learning and future teaching practices.
Recession is Opportunity Learn how to prepare and win big with the next recession. During the Great Recession, eight million Americans lost their jobs, four million homes were foreclosed each year, and two and a half million businesses closed from 2007 through June of 2009. How did the recession affect you, your family, and your company? "It's a recession when your neighbor loses his job; it's a depression when you lose yours." - Harry S. Truman Most people think of recessions as being all bad. Truthfully, for most people, they are a time of cutting back on spending and attempting to make more conservative purchasing decisions. Though for a select group of industries, a recession may lead to an increase in business, perhaps even an opportunity to thrive or grow the businesses extensively. If you let history be your guide, success, and failure both leave clues, particularly during a recession. In this book, you will learn the following: ▪ Connect the dots and what gave birth to the Great Recession. ▪ Protect your family and the company you worked so hard to build. Don't let a recession take it all away from you. ▪ Protect your life savings from your kid's college fund, pension, retirement plans, and so forth. ▪ The health industries were affected very little by the recession, how and why. ▪ Grow and scale during tough times. ▪ Why you should go all-in during a recession and not play conservative. ▪ How the recession affected Millennial's, Gen-Xers, and Baby Boomers. "It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared." - Whitney M. Young Are you a business owner? Would you like to learn the following? Pay yourself: Pay yourself well so you can serve more people and have time for family and other things in life. Sell: Bring the money in the door. Sell the right things to the right customers. Price: Price so that everything you do is profitable. Spend: Spending by plan keeps more in your pocket. Hire: Hire and keep good people to boost your business and profitability. Manage: Manage your money like a fine tool; watch your money like a hawk. Profit: Plan for profit, not just revenue. Keep your cash flow positive. Protect: Protect and preserve your hard-earned money from all risks. Save: Build a cushion for tough times and a fund for growth. Borrow, invest: To grow and take advantage of opportunities, use debt and investment capital prudently.
Digital tools and applications are an intricate part of many classroom communities. In the field of education, there is a need to continually monitor the digital landscape and keep up to date on the tools and applications that are available to classroom teachers and K-12 students. Understanding the ever-changing digital landscape and its impact on teaching and learning is critical to using digital tools and applications effectively and in ways that enhance students’ opportunities to learn. Next Generation Digital Tools and Applications for Teaching and Learning Enhancement is a critical scholarly publication that explores digital tools and applications for the PreK-12 classroom and how digital technology can enhance the preparation of teachers. Featuring a wide range of topics including education equity, social media, and teacher education, this book is essential for educators, academicians, curriculum designers, educational software developers, IT specialists, library specialists, researchers, and practitioners.
Generation Z views participatory technological interfaces as an integral part of their lives. Every experience in which they engage, particularly schooling, is viewed and experienced through that highly technological lens. At no other time in higher education has the nature of teaching and learning experiences been so defined by the technological interactivity of its student population. Thus, higher education needs to change to meet the needs of the incoming groups of students and expand upon ways in which they learn, communicate, and experience information. Preparing the Higher Education Space for Gen Z is an essential scholarly publication that delves into the specific challenges, issues, strategies, and solutions that are associated with using participatory social media, virtual communication, and other Web 2.0 innovations in higher education, and its particular implications for Generation Z. Including topics such as digital participation, learning environments, and mobile technologies, this book is ideally designed for higher education faculty, administrators, counselors, professionals, students, researchers, and academicians.
